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Can you get a secret clearance with student loan debt?

I wish to make use of a tyro loan amends module in a Army, though we need a tip clearway for a mos we want. I’m held in an never finale loop!


There are 16 suggestions to question “Can you get a secret clearance with student loan debt?”

  1. as long as you are not in default, and have no other issues having student loans does not disqualify you from getting a Clearance.

  2. what would a student loan have to do with a security clearance?

  3. Most likely. It depends on the MOS, and how much debt you have.

    When you are filling out your Security Clearance sheet, there is a section to explain your debt. Just explain your reason and you should be good.

  4. I don’t see why not. Within government agencies, student loans are considered good debt, as it’s nothing out of the ordinary for young people to have and the debt came from educating yourself to better your life, as opposed to debt from purchasing things out of your limits and that aren’t reasonably necessary.

  5. Yes you can. Student loans, actually any type of loan, is fine as long as it’s not a monster load of high interest debt and it is something you are paying off. If you couldn’t have a loan that would mean no Soldier with a clearance could have a new car, a house, or send their kids to college

  6. If you are already in the army then you can figure it out on your own. There is a certain debt to income ratio that would prevent you from obtaining a clearance. I have no idea what the exact ratio is…sorry.

  7. Yeap, as long as your up front about it.

  8. I was able to get clearance but was forced to call the lender holding my student loan and set up a repayment system with them before I was cleared.

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  15. It really depends on how much the loan is in default. If you are in good standing then you are fine..but if you are in default then it will appear on your credit report as a late payment. I was in the same situation and was in default and got my loans consolidated.

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