Stop using credit and pay off your balances.
One you paid them because u have to don’t do it again all over,try to think before buy how can the life wuold be in a hard time having so much to pay.
Check out Dave Ramsey – he has "baby steps" to getting out of debt.
http://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/lifeandmoney_debt/
Basically, earn more, spend less, build up a small emergency fund, pay off your smallest debt first, then attack the next, increase your emergency fund, etc.
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Stop using credit and pay off your balances.
One you paid them because u have to don’t do it again all over,try to think before buy how can the life wuold be in a hard time having so much to pay.
Check out Dave Ramsey – he has "baby steps" to getting out of debt.
http://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/lifeandmoney_debt/
Basically, earn more, spend less, build up a small emergency fund, pay off your smallest debt first, then attack the next, increase your emergency fund, etc.