Any way to cash in on a 401k to eliminate credit card debt?

Not a good idea.
You will have to come up with about 25% to pay for the taxes at tax time, plus you will have to pay a 10% penalty to withdraw that money early.

Better Idea:
Go to your HR person. And ask them about making a loan against your 401K.
You will have to prove hardship. So take all your credit card bills with you and plead your case.

The market is up, and it may go up even more.
Cashing out a 401K will be a decision you will hate yourself for in about 40 years.
You will truly – hate yourself later on in life.
Life is miserable when you are old and have no money.
You can endure the pain now, and work hard at paying off that debt.

Call your credit card companies and just ask for a lower interest rate.
Tell them you found a better card with a better interest rate – they may match it.
Go to bankrate.com and find a real card so they believe you.

Get angry at yourself for letting yourself get into debt.
Did you know that more than 50% of the credit card holders have never paid interest in a credit card?
That’s because they pay in full each month.
Those are the ones that have those top scores.
Make it a goal to be one of those people today.
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I partially agree.
Don’t cash out your 401k b/c the penalties are crazy high.
Don’t borrow from your 401k either. Why?
1. You are unpluging good mutual funds (mine have grown by 60% since March)
2. If you leave the company, get fired, laid off, whatever then the loan is due in FULL IMMEDIATLEY. If you don’t give the money back they consider it an early withdrawl and they once again tax you at your tax rate and add the 10% penatly.

So what do you do?
1. Get on a plan. aka A budget
2. You might need to sell some stuff (cars, boats, toys)
3. You might need to get an extra job for a brief time.

http://www.daveramsey.com is a great source of information.

Good luck.