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	<title>Comments on: debt negotiators or chapter 13 bankruptcy?</title>
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	<description>Find Out How To Pay Your Debt Smarter and Faster by Organize Your Bills &#38; Optimize Your Payment. We Specialize in Eliminate Debt &#38; Debt Consolidation.</description>
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		<title>By: tang m</title>
		<link>http://www.eliminatedebtdoctor.com/debt-discussions/debt-negotiation/debt-negotiators-or-chapter-13-bankruptcy/comment-page-1#comment-365</link>
		<dc:creator>tang m</dc:creator>
		<pubDate>Mon, 16 Mar 2009 10:30:05 +0000</pubDate>
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		<description>waterbear1, Be careful! Make sure you seek advice from a professional in the bankruptcy field. You don&#039;t want to make a mistake that can harm your credit for a long time. Try visting a  lawyer to make sure you understand the options.</description>
		<content:encoded><![CDATA[<p>waterbear1, Be careful! Make sure you seek advice from a professional in the bankruptcy field. You don&#8217;t want to make a mistake that can harm your credit for a long time. Try visting a  lawyer to make sure you understand the options.</p>
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		<title>By: Dont_taze_me_bro</title>
		<link>http://www.eliminatedebtdoctor.com/debt-discussions/debt-negotiation/debt-negotiators-or-chapter-13-bankruptcy/comment-page-1#comment-364</link>
		<dc:creator>Dont_taze_me_bro</dc:creator>
		<pubDate>Mon, 16 Mar 2009 05:24:46 +0000</pubDate>
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		<description>Do you own negotiations, you don&#039;t need a lawyer. Don&#039;t BK - it&#039;s not a good strategy.</description>
		<content:encoded><![CDATA[<p>Do you own negotiations, you don&#8217;t need a lawyer. Don&#8217;t BK &#8211; it&#8217;s not a good strategy.</p>
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		<title>By: Mr_Blue</title>
		<link>http://www.eliminatedebtdoctor.com/debt-discussions/debt-negotiation/debt-negotiators-or-chapter-13-bankruptcy/comment-page-1#comment-363</link>
		<dc:creator>Mr_Blue</dc:creator>
		<pubDate>Sun, 15 Mar 2009 15:16:33 +0000</pubDate>
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		<description>It is much more difficult to reach bankruptcy because of a change in bankruptcy laws.  Debt negotiations may be a good first option.  Just make sure you have a lawyer who has experience with debt negotiations.  Make sure you are very clear about legal fees.  And get everything in writing - this is absolutely important.</description>
		<content:encoded><![CDATA[<p>It is much more difficult to reach bankruptcy because of a change in bankruptcy laws.  Debt negotiations may be a good first option.  Just make sure you have a lawyer who has experience with debt negotiations.  Make sure you are very clear about legal fees.  And get everything in writing &#8211; this is absolutely important.</p>
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