Comments on: i am in 16,000 in credit card debt. i need a good credit card consolidation company? What is one?

By: Tyler B

Tyler B — Mon, 11 May 2009 23:56:22 +0000

You could ask them to lower the interests on it, most will do.
There are also Consolidation firms who will pay it off for you then you pay them at a lower interest rate, however there are all kinds of sharks out there so you want to be careful who you choose to use.

By: janine b

janine b — Mon, 11 May 2009 23:56:22 +0000

If you find help let me know. I am in much worse shape and I don’t know what to do. I am considering bankruptcy. I don’t eat or sleep this is how upsetting it is. I really screwed up. If you find one e-mail me at janinebat@msn.com

By: heybulldog

heybulldog — Mon, 11 May 2009 23:56:22 +0000

Your are.

Just knuckle down with a written budget and a second job and pile as much cash on the debt til it is gone.

Cut and Cancel the cards. All they are good for is getting into debt with.

By: SPIFIMAN1

SPIFIMAN1 — Mon, 11 May 2009 23:56:22 +0000

Going into more debt is not the answer.

Call Consumer Credit Counseling Services at 1-800-388-2227 they are the largest non profit credit counseling service in the nation and have offices in most every major city they will work with your creditors and will lower your interest rates and monthly payments.

I used them several years go and was debt free in 36-months.

By: Bob B

Bob B — Mon, 11 May 2009 23:56:22 +0000

Just check with the BBB and the local consumer protection agency in the area. A lot of these companies have gotten a bad wrap.

By: Stefan

Stefan — Mon, 11 May 2009 23:56:22 +0000

http://www.creditresultsusa.com