I am enrolled in CCCS, Consumer Credit Counseling Services, it’s a well known "supposedly" creditable organization. They keep profitable my creditors late (when we compensate them (CCCS) upon time) as well as afterwards they discuss it me which they can’t take a late remuneration story off my credit. What should we or can we do?

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Have you contacted CCCS about the problem? Perhaps the due date is incorrect in their records. There should be some way for them to correct the problem.